CFPB Financial Well-Being Research Conference Agenda

9:00 a.m. – 9:10 a.m.  Welcoming Remarks (Andrew Duke, CFPB)

9:10 a.m. – 9:45 a.m. 
Overview of CFPB’s Financial Well-Being Work (CFPB)

  • Financial Well-Being Scale and  Overview of CFPB’s Financial Well-Being Research (Janneke Ratcliffe, Hector Ortiz and Irene Skricki, CFPB)
  • Financial Well-Being by State (Carly Urban, Montana State University)

9:45 a.m. – 10:35 a.m.  Session 1: How Do Other Measures Relate to Financial Well-Being?

Moderator: Rob Levy, Financial Health Network

  • Credit Characteristics, Credit Engagement Tools, and Financial Well-Being
    (Eva Nagypal, CFPB)
  • Determining the Financial Well-Being and Influencing Factors in Cancer Patients (Michael Gutter, University of Florida)

10:35 a.m. – 10:50 a.m.  Break

10:50 a.m. – 11:40 a.m.  Session 2: How Do Employer Benefits Relate to Financial Well-Being?

Moderator: Warren Cormier, DCIIA Retirement Research Center

  • Employment Capital and Financial Well-Being: Can Non-Income Employer-Provided Benefits Be Leveraged for Financial Health? (Rebecca Loya, Brandeis University)
  • How Do Student Loans and Access to a Workplace Retirement Savings Plan Affect Financial Well-Being? (Brian Denten, Theron Guzoto, Pew Charitable Trusts)

11:40 a.m. – 12:30 p.m. Session 3: How Do Specific Financial Education Initiatives Relate to Financial Well-Being?  

Moderator: Katherine Sauer, NEFE

  • Relationship between Financial Well-Being, Life Stress, and the Uptake of Financial Coaching (Tim Marlowe and Eric Hedberg, NORC at the University of Chicago)
  • Financial Well-Being in Low-to Moderate Income Communities: The Consumer Financial Protection Bureau’s Financial Well-Being Scale in a Direct Services Setting
    (Michael Dedmon, Financial Clinic)

12:30 p.m. – 1:30 p.m. Lunch/Keynote Speaker (Kathy Kraninger, Director of the Consumer Financial Protection Bureau)

1:30 p.m. – 2:20 p.m. Session 4: How Does Housing Debt Relate to the Financial Well-Being of Older Americans?

Moderator: Lauren Popham, National Council on Aging

  • The Association Between Excessive Mortgage Debt and Financial Well-Being in Old Age: Implications for the Financial Education Field (Alexander Hermann, Joint Center for Housing Studies of Harvard University)
  • Reverse Mortgage Borrowing and Financial Well-Being of Older Adults
    (Cäezilia Loibl, Ohio State University)

2:20 p.m. – 3:10 p.m. Session 5: What is the Financial Well-Being of Specific Populations?   

Moderator: Dee Warmath, University of Georgia

  • Financial Well-Being of the Millennial Generation: An In-Depth Analysis of Its Drivers and Implications (Hallie Davis, Global Financial Literacy Excellence Center)
  • Understanding the Pathway to Financial Well-Being for Native Americans
    (Christiana Stoddard, Montana State University)

3:10 p.m. – 3:25 p.m. Break

3:25 p.m. – 4:15 p.m. Session 6: How Does Financial Well-Being Change Over Time?


Moderator: Genevieve Melford, Aspen Institute

  • Longitudinal Changes in Financial Well-Being, Financial Behaviors, and Life Events
    (Jeremy Burke, University of Southern California)
  • Financial Shocks and Financial Well-Being: Which Factors Help Build Financial Resiliency in Lower-Income Households? (Michal Grinstein-Weiss, Washington University in St. Louis)

4:15 p.m. – 4:30 p.m. Closing Remarks (Janneke Ratcliffe, CFPB)

4:30 p.m. – 5:00 p.m.  Networking Session