9:00 a.m. – 9:10 a.m. Welcoming Remarks (Andrew Duke, CFPB)
9:10 a.m. – 9:45 a.m. Overview of CFPB’s Financial Well-Being Work (CFPB)
- Financial Well-Being Scale and Overview of CFPB’s Financial Well-Being Research (Janneke Ratcliffe, Hector Ortiz and Irene Skricki, CFPB)
- Financial Well-Being by State (Carly Urban, Montana State University)
9:45 a.m. – 10:35 a.m. Session 1: How Do Other Measures Relate to Financial Well-Being?
Moderator: Rob Levy, Financial Health Network
- Credit Characteristics, Credit Engagement Tools, and Financial Well-Being
(Eva Nagypal, CFPB)
- Determining the Financial Well-Being and Influencing Factors in Cancer Patients (Michael Gutter, University of Florida)
10:35 a.m. – 10:50 a.m. Break
10:50 a.m. – 11:40 a.m. Session 2: How Do Employer Benefits Relate to Financial Well-Being?
Moderator: Warren Cormier, DCIIA Retirement Research Center
- Employment Capital and Financial Well-Being: Can Non-Income Employer-Provided Benefits Be Leveraged for Financial Health? (Rebecca Loya, Brandeis University)
- How Do Student Loans and Access to a Workplace Retirement Savings Plan Affect Financial Well-Being? (Brian Denten, Theron Guzoto, Pew Charitable Trusts)
11:40 a.m. – 12:30 p.m. Session 3: How Do Specific Financial Education Initiatives Relate to Financial Well-Being?
Moderator: Katherine Sauer, NEFE
- Relationship between Financial Well-Being, Life Stress, and the Uptake of Financial Coaching (Tim Marlowe and Eric Hedberg, NORC at the University of Chicago)
- Financial Well-Being in Low-to Moderate Income Communities: The Consumer Financial Protection Bureau’s Financial Well-Being Scale in a Direct Services Setting
(Michael Dedmon, Financial Clinic)
12:30 p.m. – 1:30 p.m. Lunch/Keynote Speaker (Kathy Kraninger, Director of the Consumer Financial Protection Bureau)
1:30 p.m. – 2:20 p.m. Session 4: How Does Housing Debt Relate to the Financial Well-Being of Older Americans?
Moderator: Lauren Popham, National Council on Aging
- The Association Between Excessive Mortgage Debt and Financial Well-Being in Old Age: Implications for the Financial Education Field (Alexander Hermann, Joint Center for Housing Studies of Harvard University)
- Reverse Mortgage Borrowing and Financial Well-Being of Older Adults
(Cäezilia Loibl, Ohio State University)
2:20 p.m. – 3:10 p.m. Session 5: What is the Financial Well-Being of Specific Populations?
Moderator: Dee Warmath, University of Georgia
- Financial Well-Being of the Millennial Generation: An In-Depth Analysis of Its Drivers and Implications (Hallie Davis, Global Financial Literacy Excellence Center)
- Understanding the Pathway to Financial Well-Being for Native Americans
(Christiana Stoddard, Montana State University)
3:10 p.m. – 3:25 p.m. Break
3:25 p.m. – 4:15 p.m. Session 6: How Does Financial Well-Being Change Over Time?
Moderator: Genevieve Melford, Aspen Institute
- Longitudinal Changes in Financial Well-Being, Financial Behaviors, and Life Events
(Jeremy Burke, University of Southern California)
- Financial Shocks and Financial Well-Being: Which Factors Help Build Financial Resiliency in Lower-Income Households? (Michal Grinstein-Weiss, Washington University in St. Louis)
4:15 p.m. – 4:30 p.m. Closing Remarks (Janneke Ratcliffe, CFPB)
4:30 p.m. – 5:00 p.m. Networking Session